Financial Institution Representation

Meyer & Kerschner, Ltd.'s history and core competency lies in the representation of community-based financial institutions. Over the years, our firm has successfully partnered with some of Ohio's leading community banks and credit unions by providing efficient solutions to everyday and unique situations. While we pride ourselves on our cumulative experience and history, we believe it is our thoroughness, aptitude, and availability to our clients, from partner to staff professional,
which truly distinguishes our firm.

Like our community-based financial institution clients, Meyer & Kerschner, Ltd. believes that personal interaction founded on principles of honesty, ability, and client service, form the basis for long-lasting, productive relationships.

Real Estate Default

The attorneys of Meyer & Kerschner, Ltd. daily counsel and advise our creditor clients concerning the litigation of debt secured by real property. Our firm has successfully litigated the gamut of debts secured by real property, from residential properties through complex, multi-million dollar developments. Our real estate group has an extensive background in the analysis of real estate collateralization and the status of real property, helping to ensure that a client's interest is enforceable prior to execution.

Personal Property Default

Meyer & Kerschner has a wealth of experience resolving non-performing debt secured in whole or part by personal property. We are able to assist and advise our creditor clients through the resolution of consumer debt default, including the pitfalls of consumer protection laws, as well as breaches of complex commercial debt secured by non-real property. As our economy continues to fluctuate, our firm has the ability to assist creditors in the preservation of, and recovery against, its non-performing assets.

Replevin

Burdensome to the world of consumer lending is obtaining possession of collateral after default. Too often, debtors abscond with or conceal automobiles, ATVs, and boats. Through the replevin process and our internal systems for locating hidden collateral, our firm is able to efficiently assist our creditor clients in locating and obtaining possession of their collateral before or during litigation. Our attorneys are able to assist our clients in obtaining permanent possession of their collateral through litigation, while advising on compliance with consumer protection and other applicable laws.

Lender Liability Defense

Today, more than ever, financial institutions must be vigilant against lender liability claims. The attorneys of Meyer & Kerschner, Ltd. have experience in analyzing a lender's practices and forms, as well as providing client education. Our firm has represented clients against various lender liability claims and would welcome the opportunity to advise your institution concerning its current practices or assist in the defense of a future lender liability claim.

Bankruptcy

The attorneys and staff of Meyer & Kerschner, Ltd. have significant experience in the representation of creditors in both consumer and commercial bankruptcies. Our firm has the expertise to protect and assist creditors during the simplest of individual debtor bankruptcies, through the reorganization of corporate debt and complex intra-bankruptcy dischargeability and plan based litigation.

Creditor's Estate Litigation

Meyer & Kerschner has established itself as a leader in the practice area of creditor's rights related to estates. All too often, creditors relinquish their rights and ability to recover from solvent estates. Our firm routinely preserves creditors' interests in estates, places our clients in a position to obtain recovery, and successfully litigates improper rejection or non-payment of lawfully presented creditors' claims. Further, our firm assists creditors in the discovery of potential estate assets, and if appropriate, will assist our creditor clients to open creditors' estates, allowing the pursuit of debt against otherwise uncooperative estates.

Post-Judgment Litigation

Should a debt be resolved through litigation, Meyer & Kerschner, Ltd. realizes that judgment is only the beginning of a creditor's path to recovery.

We are able to advise and guide our creditor clients through all avenues of judgment enforcement against both individuals and legal entities. Our attorneys and staff have years of collective experience in locating and pursuing collectible assets through, amongst other techniques, post-judgment discover, judgment liens, execution upon real and personal property, and garnishment of wages and other property. Our firm brings a unique and analytical approach to the enforcement of judgments, providing our clients with a cost-effective and thorough opportunity to recover.

Non-Judicial Default Resolution

Our firm is ever-cognizant of the cost, in financial and non-financial senses, when enforcing a creditor's legal rights through litigation. Our firm often advises our clients to pursue non-judicial remedies, such as deeds in lieu of foreclosure, forbearance agreements, loan modifications, and debt restructuring when appropriate. Our firm has extensive experience in negotiating and effectuating these transactions, while shielding our clients with comprehensive layers of protection. Our firm routinely represents and guides our creditor clients through non-judicial transactions from start to finish.

Asset & Security Representation

In addition to our experience in enforcing debt obligations, the attorneys of Meyer & Kerschner, Ltd. assist our financial institution clients by providing advice concerning the protection of their debt and collateral-based assets. Our firm's attorneys offer a variety of services concerning debt-based assets, from addressing issues with enforceability to active litigation in defense of our clients' interests. Our experience in representing financial institutions allows Meyer & Kerschner, Ltd. to provide a complete, cost-effective solution consistent with our clients' needs.

Director, Officer, & Executive Liability Representation

Our attorneys have experience in counseling our financial institution clients regarding issues of director, officer, and executive liability. We have the ability to advise boards of directors and committees on breaches of fiduciary duties, internal investigations, and shareholder disputes. Our insight and experience in financial institution representation uniquely positions our firm to assist our clients in complying with their legal responsibilities, in addition to responding appropriately when necessary.

Corporate Representation

Our experienced legal team has the ability to address complex corporate representation matters, including our business clients’ business disputes, civil litigation, and contract negotiations while providing our clients with a close, personal service not often available at larger, less intimate firms. We work with entities of all sizes to provide counsel on a vast range of issues including:

• Corporate, partnership and limited liability company formation, governance and dissolution
• Litigation involving shareholder/member/partner disputes
• Purchases, sales and sale lease back transactions
• Landlord/tenant and eviction matters
• Contract negotiations
• Employment/Human Resource matters

Estate Planning/Probate

Few activities are more important, yet more intimidating, than planning for your own long-term security and the continued well-being of your loved ones. The complexities of the law relating to estates and estate planning can lead people to put off this important task until it is too late, but with competent legal help you can lay a solid foundation for protecting your life and preserving your future.

With new laws being passed on a regular basis, the guidance of an experienced estate planning lawyer is critical in assuring that your unique estate planning goals are understood and carried out. Proper estate planning can ensure that your invaluable legacy is not wasted, and that loved ones are cared for according to your wishes. Avoiding probate costs, expensive court proceedings, and unnecessary taxes are important elements in preserving the integrity of your estate.